Plan For Ur Kid's Future

I've just came back from a lunch 'date' (naa... i wish ) with one of my friends (n it's a HE. Okay! Okay! dun get me wrong there huh im a happily married man, u noe, hahaha)

After all the ol' pal greetings, we went into a quite interesting topic of conversation, when suddenly he asked

John: Daniel, hv U planned for ur kid's future?
Me: Huh!! (while having a mouthful of char kuey teow" )
John: Ur Ethan's future... Have U made any plan for him? Savings, education n stuff
Me: Oh yea... of course i've. why??

Then John introduced to me about a Savings Plan which he has just signed up. And we then continued to indulge into this "Our Kid's Future" topic.

So as a proud parent, what plans would you have made for your kids? Insurance, Savings, Education?